by Franchesca Ortega | Sep 9, 2025 | Elite Blog
Condos are a popular choice in South Florida, but buyers often overlook the hidden costs beyond the purchase price. HOA Fees Monthly or quarterly Homeowners Association (HOA) fees typically cover maintenance, amenities, and reserves. Fees vary widely—anywhere from...
by Franchesca Ortega | Sep 9, 2025 | Elite Blog
Hurricane season runs from June through November and has a major impact on real estate transactions in South Florida. Buyers Need to Know: Insurance Binds: Insurance companies stop issuing new policies when a storm is within “the box” (a monitored area near Florida)....
by Franchesca Ortega | Sep 9, 2025 | Elite Blog
In parts of Miami-Dade and Broward, rock mine blasting is a reality of living near limestone quarries. These controlled explosions help supply materials for construction, but they can also have an impact on nearby homes. What Is Rock Mine Blasting? Mining companies...
by Franchesca Ortega | Sep 9, 2025 | Elite Blog
Buying a home in South Florida means factoring in insurance costs, which can significantly impact your monthly payment. Types of Insurance You’ll Encounter: Hazard Insurance (Homeowners Insurance): Covers damage from fire, theft, wind, and storms. Flood Insurance:...
by Franchesca Ortega | Sep 9, 2025 | Elite Blog
One of the biggest financial perks of owning a home in Florida is the Homestead Exemption. If you make your South Florida property your primary residence, you can save thousands each year in property taxes. What Is the Florida Homestead Exemption? The Homestead...